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Lowering prices. Raising expectations.
Sick and tired of paying too much for homeowners insurance in Florida and getting too little in return? So were we. It was time someone did the right thing for Florida homeowners. People’s Trust Insurance Company was founded with the mission to redefine the way Florida does homeowners insurance. We are not just based here. We live here too. While other companies are pulling out of the state, we are expanding. While other companies are raising their rates, we are keeping our premiums low, to save you money. People’s Trust has earned a Financial Stability Rating of A, Exceptional, from Demotech, Inc., a leading financial analysis firm. People’s Trust approaches property insurance from the homeowner’s perspective. We offer the levels of quality coverage you want for peace of mind, as well as options that enable you to customize your policy to meet your individual needs. No Sleight of Hand Unlike major national carriers, we don't overcharge coverage for outbuildings and structures like cottages and barns that don't exist on your property. (If you're with another company, check your policy; it's in there.) Instead, we pass those savings on to you. Rapid Response Team People's Trust has relationships with a stable of professional, licensed, local contractors who will make repairs quickly to make your home—and your home life—whole again. You don't have to get multiple estimates or rely on the phone book for resources. Just one call and we do the rest. Quality Means Savings Lastly, People's Trust focuses on well-built homes that are up to code and stand a good chance against whatever Mother Nature throws their way. That means the occurrence of claims is fewer and the repairs, less costly. That enables us to keep our premiums low—and our customers very happy. |
| Reinsurance | close x |
| People's Trust has a comprehensive and substantial reinsurance program. The program has been designed to protect People's Trust policyholder surplus in the event of a major catastrophe. People's Trust has placed catastrophe excess of loss reinsurance up to the 100 year modeled return period for its entire portfolio of insureds | |